Bridging Loan
Funding from £75,000 up to £25 million
Helping you secure a short-term financial solution to your specific bridging loan requirements
Bridging Loans – Clients
A personal approach to fast bridging loan funding and development finance. Our partnership with Bridging Finance Capital in the UK provides the ability to work with and service a wide and diverse range of individual and business clients, assisting them to secure the necessary bridging loan financing for their next property project, business venture or to plug a short-term financial gap quickly and efficiently.
Types of UK bridging loan clients:
Homeowners
Commercial & Residential Landlords
Buy to Let Investors
Business Owners
Property Developers
Company CEO’s
Bridging Loans Explained
A bridge loan is a type of short-term loan, typically taken out for a period of 2 weeks to 3 years pending the arrangement of larger or longer-term financing.
Bridging Loans – How do I get a bridging loan?
Through our partners Bridging Finance Capital we can ensure that the time will be taken to fully understand your plans and finance requirements, before finding the best possible bridging loan deal on the facility that is best suited to your requirements.
Bridging loans are a form of fast, flexible short-term lending, usually for 12 months or less, which can be used by individuals or businesses.
The loan can be used to “bridge” the gap in your finances until either a long-term financing solution can be put in place or alternative funds are received from another source, for example the sale of a property.
Bridging loans, which are sometimes referred to as swing loans or gap finance, are fast to arrange and allow the flexibility to enable you to take advantage of an opportunity that has arisen or obtain a quick cash injection if that’s required.
Where there is a pressing need for speed of completion and possibly income streams have declined during Covid-19, tailored bridging loans can meet financial objectives and overcome apparent immovable financial obstacles!
Rapid bridging loan funding available
Access to whole of market, investors
Family offices + exclusive products
All credit circumstances considered
When would you need a bridging loan?
Bridging loans (also called bridge loans) are useful if:
- You’re buying a new house but the buyer for your old house has pulled out
- You need to buy a new house quickly e.g. if it’s a rare property find
- You’ve bought a house at auction and need to pay for it immediately.
What are the risks of a bridging loan?
If you don’t sell your old house in time, you might not have the money you need to make your repayments in time.
Since the lender has secured the loan against the property, there’s a risk of losing your home as fast as you got it.